Golden Harvest Swarnanidhi
Advantages with Golden Harvest
Better Value
Not only can you plan your jewellery purchases much in advance, you can get them at a discounted price.
Flexibility In Purchase
At the end of Golden Harvest, customer can buy from any Tanishq showrooms across the country. See Showroom list for more details.
Added Advantages
Golden Harvest account holder can also take advantage of any ongoing offer at Tanishq and combine the Golden Harvest benefit with the ongoing offer to get the double advantage!
Plan In Advance
Customer can use Golden Harvest for many special events – jewellery for your wife’s /daughters next birthday, or a surprise gift for your wife on your next wedding anniversary, or a jewellery purchase for the next important festival.

You can buy from 18 Karat diamond studded jewellery to 22 Karat pure gold jewellery which is designed by award winning designers and crafted by expert karigars.
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Become An Encircle Member
You can also become a member of Encircle – Titan’s exclusive loyalty program & enjoy special membership privileges across all Titan formats, on enrolling for a Golden harvest account.
Pay Through Credit/Debit Card/Net-Banking Online:
You can pay your next installment for your Golden Harvest accounts through your debit/credit card, netbanking.
Advantages with Swarnanidhi
Flexibility:
In this scheme you can pay a Flexible or fixed amount every month and the minimum amount being Rs 3000/- (and the Installment can go up in multiple of Rs 1000). This scheme allows you to pay at any date of the month. Also you can pay any number of installments in a month. (Minimum 1 installment per month)
Planning:
This scheme is an extremely beneficial scheme to plan for a wedding or any other purchase. This well planned scheme, allows you to easily plan for large jewellery purchase without a sudden cash flow.
Risk Protection:
This scheme lets you to buy your grams now, hence you get protected from the gold rate changes.
Encircle Member:
You will automatically become eligible for Titan’s loyalty program called "Encircle". As an Encircle member, you will receive points for every purchase that you make across all Titan’s formats.