FAQs

Yes, you can enroll into the Tanishq Golden Harvest plan and open a new account online using our Tanishq App or Tanishq Golden Harvest website.

Once the first instalment is paid, you cannot change the instalment amount.

In the event of the death of the account holder, the account is transferable to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors can't be nominated in this plan.

You can buy your favourite jewellery article from our wide range of jewellery collections.

You can buy from any of the 335+ Tanishq showrooms across 200+ cities. Please see the store locator for more details.

As of now, you cannot redeem your account online.

You are mandatorily required to carry your original Golden Harvest book for redeeming your account (If enrolled before 12th August, 2020)

Only if you’ve nominated him/her at the time of enrolment, can he/she redeem the account on your behalf by completing the necessary mandatory processes.

You are advised to redeem within 400 days from the account opening date. Beyond this period, TITAN Company will process the refund.

Yes, post enrollment, you can change your showroom for redemption. You need to visit your desired boutique and place a request for the same.

Yes, you can redeem the account before maturity. Golden Harvest bonus however would be applicable provided you have paid 6 monthly instalments on the due date and the redemption date is in 7th month. You need to visit the store with your Golden Harvest book in case you want to do so.

- You get to be an Encircle member-TITAN Company’s loyalty programme and enjoy host of benefits from over 1000 stores.
- You can buy from any of the Tanishq showrooms across India.
- You can club your Golden Harvest discount at the end with any ongoing offers that Tanishq has at that time. Thus get that extra benefit!
- As a Golden Harvest member, you get all the details of any scheme being offered by Tanishq. Get the information advantage.
- You can get your jewellery checked for its purity for free at any of our showroom, you can also get it cleaned and serviced for nominal charges.

There are multiple payment options. You can pay through cash, debit card, credit card or net banking using ACH or Post dated cheque facilities at our showrooms. You can also make instalment payments on our website or Tanishq App using your cards or net-banking. However, payment through International debit/credit card is not possible

You can pay using any Indian Credit card. However the debit cards of only the following banks could be used to pay online. Maestro cards of SBI/ Citibank and Diners Club cards are not accepted on the website.

Whenever you want to see your instalment payment status, you can sign in to the Tanishq Golden Harvest website and go to the ‘Manage account & benefits' section to see your instalment payment details.

Yes, during enrollment, if you opt for getting SMS reminders, you’ll receive reminders and confirmation messages for all payments. This will happen only if you are not a DND/NDNC registered customer.

You’ll get a confirmation email & SMS (if opted for), confirming the receipt of your payment. Alternatively, you can sign in to the Tanishq Golden Harvest website and go to the ‘Manage account & benefits' section to see your payment details.

If your payment fails due to any reason, you’ll not be led to the confirmation page. In this case, you need to try to pay again after some time.TITAN Company will not be responsible for any payment failure due to any reason.

No you can pay only one installment in a month.

If you delay or miss paying installments, the discount shall be reduced proportionately to the effect of the number of days the payment is delayed by.